Lately, there has been lots of media coverage of health insurance in Connecticut. Topics have included: the number of people who enrolled in the health care exchange; Anthem’s attempt (and defeat) to raise premiums by 12.5 percent; and reports that the number of uninsured residents had been cut in half.
Even with all the press, many residents are still confused about aspects of purchasing health insurance. What’s open enrollment and who’s eligible? What are out-of-pocket maximums? Along with countless other questions about subsidies, copays, premiums and deductibles.
A short video explaining some of these terms was recently released by Access Health CT. This CT Mirror article details changes that can be expected for the next enrollment period, which begins Nov. 15.
One of those changes is a new insurance provider, UnitedHealthcare, will be added to the list of options for coverage on Connecticut’s marketplace. Another is that HealthyCT is dropping its rates.
It’s important to note that the next open enrollment period is not just for those who do not have insurance. If someone is already covered, open enrollment gives the chance to do some comparison shopping for coverage for the following year. Whether renewing coverage or buying insurance through Access Health CT for the first time, this enrollment period gives consumers the ability to look over all the new rates and plans and decide what option is best for them.
Other key information is:
- All AHCT customers should report income changes to Access Health CT
- CT residents can apply for Medicaid insurance on a year-round basis
- CT residents who experience a “qualifying life event” can apply for coverage before Nov. 15. For a list of the qualifying life events, visit Access Health CT or call 1-855-805-4325.